Using LCP Horizon
We do not guarantee that this website, or any content on it, will be free from errors or omissions.
Access to this website is provided as part of our services to the Client and is subject to the limitations and exclusions of liability set out in our appointment letter (and Terms and Conditions of appointment) with the Client, including any liability cap, and any other written agreement with the Client.
Regarding any person other than the Client (including the individual user of this website), to the extent permitted by law, we exclude all liability for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with use of, or inability to use, this website or use of or reliance on any content on this website.
Access to LCP Horizon
Access to this website is only for users for whom we have provided a username and password in connection with the Scheme on which we are advising the Client. If you have been given access to this website by mistake or suspect that an unauthorised person knows your password, you must inform us promptly at email@example.com.
You may use this website only as part of your role in connection with the Scheme as permitted by the Client and for no other purpose.
We may update, modify, restrict access to or close this website. We do not guarantee uninterrupted use of this website or accept liability for any access delays or interruptions.
- “Client” means the trustees or the sponsoring employer who we are advising in connection with a pension scheme (the “Scheme”).
- References to “we”, “us”, “our” or “LCP” are to Lane Clark & Peacock LLP.
- References to “you” or “your” are to a user of this website.
Information about us
This website is owned and operated by LCP, a limited liability partnership registered in England and Wales with registered number OC301436 and VAT number GB 896 1024 12. All partners are members of LCP. A list of members' names is available for inspection at 95 Wigmore Street, London W1U 1DQ, the firm's principal place of business and registered office.
LCP is regulated by the Institute and Faculty of Actuaries in respect of a range of investment business activities. The firm is not authorised under the Financial Services and Markets Act 2000 but we are able in certain circumstances to offer a limited range of investment services to clients because we are licensed by the Institute and Faculty of Actuaries. We can provide these investment services if they are an incidental part of the professional services we have been engaged to provide.
Intellectual Property Rights
We are the owner or the licensee of all Intellectual Property Rights in the website and the Content. Client Data is owned by the Client (or its licensors). If applicable, you grant to us on behalf of the Client a non-exclusive, royalty-free worldwide licence to publish or otherwise use Client Data for the purposes of providing this website.
For these purposes:
- “Client Data” means all data and other materials used on this website that are provided to us by, or on behalf of, the Client;
- “Content” means any text, software, database, format, graphic, program code, calculation, formula, model, chart and written work and all other materials developed by, or on behalf of, us which form part of this website; and
“Intellectual Property Rights” means:
copyright, patents, database rights and rights in trademarks, designs, know-how and confidential information (whether registered or not);
applications for registration and the right to apply for registration for any of these rights; and
all other intellectual property rights and equivalent or similar forms of protection existing anywhere in the world.
Data Protection Act 1998
You agree that you will at all times comply with the requirements of the Data Protection Act 1998 in relation to any personal data of Scheme members or any other individuals that you access via this website. We will use Scheme member data for the purposes of providing this website and other professional services to the Client and process such personal data in accordance with the Client’s instructions. In processing such personal data, we will act as the data processor for the Client. We will take appropriate technical and organisational measures against unauthorised or unlawful processing of personal data and against accidental loss, damage or destruction of that data.
This website allows certain users to generate and send emails to Scheme members. You will be responsible for the content of any emails that you send via this website. We accept no liability for the content of any email sent via this website, including (without limitation) as to its accuracy or appropriateness, or for any user error in selecting the recipients or class of recipients of the email.
This website retains a copy of emails sent via the website. This should not be used as a substitute for you maintaining your own records and copies of emails sent via this website. We accept no liability for any loss or damage caused as a result of unavailability, loss or destruction of copies of any emails sent via this website.
Viruses and security
We do not guarantee that this website will be free from bugs or viruses. You must use your own virus protection software. We do not accept liability for any damage or loss caused by:
any virus, malicious code or software, defect or malfunction in connection with use of this website; or
any breach of security or unauthorised use of the website arising from hacking or otherwise.
You must not misuse this website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful.
Third party links
Where this website contains links to other websites and resources provided by third parties, these links are provided for your information only. We do not endorse any of these websites or accept responsibility for their contents.
No conditions, warranties or representations
To the extent permitted by law, we exclude all conditions, warranties and representations in respect of this website and its content (whether express or implied). This does not exclude or limit our duties to the Client in respect of advice that we provide under the terms of our appointment with the Client.
Nothing in these terms and conditions excludes or limits our liability for fraud or reckless disregard of professional obligations or for death or personal injury arising from our negligence or that of our partners, consultants or employees.
If any of these terms and conditions are held by any judicial or other competent authority to be void, voidable, illegal or otherwise unenforceable the remaining terms and conditions shall remain in full force and effect.
Any temporary or permanent waiver on our part of any of the terms and conditions shall not affect our right subsequently to enforce all the terms and conditions.
None of these terms and conditions is intended to be enforceable pursuant to the Contracts (Rights of Third Parties) Act 1999. Accordingly no third party shall have any right to enforce or rely on any of these terms and conditions.
These terms and conditions shall be governed by and construed in accordance with English law, and we and you each submit to the exclusive jurisdiction of the English Courts.